[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.itpce.cz\/u-koho-si-vzit-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.itpce.cz\/u-koho-si-vzit-pujcku\/","headline":"U koho si vz\u00edt p\u016fj\u010dku?","name":"U koho si vz\u00edt p\u016fj\u010dku?","description":"P\u016fj\u010dka samoz\u0159ejm\u011b nen\u00ed pro nikoho darem, a tedy ani sp\u00e1sou seslanou z nebes. Ale p\u0159esto jde o pomoc, kter\u00e1 m\u016f\u017ee leckdy p\u0159ij\u00edt \u010dlov\u011bku vhod. A to p\u0159edev\u0161\u00edm tehdy, kdy\u017e se tento dostane do do\u010dasn\u00fdch probl\u00e9m\u016f, kdy\u017e m\u00e1 n\u00e1hle platit v\u011bt\u0161\u00ed v\u00fddaje, ne\u017e s jak\u00fdmi po\u010d\u00edtal a jak\u00e9 si m\u016f\u017ee dovolit. P\u016fj\u010dka je tedy do\u010dasn\u00e1 z\u00e1le\u017eitost, […]","datePublished":"2022-10-24","dateModified":"2022-10-24","author":{"@type":"Person","@id":"https:\/\/www.itpce.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.itpce.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"itpce.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.itpce.cz\/wp-content\/uploads\/platebn%C3%AD%20karta_10_10_3.jpg","url":"https:\/\/www.itpce.cz\/wp-content\/uploads\/platebn%C3%AD%20karta_10_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.itpce.cz\/u-koho-si-vzit-pujcku\/","about":["Pen\u00edze"],"wordCount":415,"articleBody":"   P\u016fj\u010dka samoz\u0159ejm\u011b nen\u00ed pro nikoho darem, a tedy ani sp\u00e1sou seslanou z nebes. Ale p\u0159esto jde o pomoc, kter\u00e1 m\u016f\u017ee leckdy p\u0159ij\u00edt \u010dlov\u011bku vhod. A to p\u0159edev\u0161\u00edm tehdy, kdy\u017e se tento dostane do do\u010dasn\u00fdch probl\u00e9m\u016f, kdy\u017e m\u00e1 n\u00e1hle platit v\u011bt\u0161\u00ed v\u00fddaje, ne\u017e s jak\u00fdmi po\u010d\u00edtal a jak\u00e9 si m\u016f\u017ee dovolit. P\u016fj\u010dka je tedy do\u010dasn\u00e1 z\u00e1le\u017eitost, finan\u010dn\u00ed pomoc pouze na omezenou dobu, je\u017e ale navzdory tomu nen\u00ed nev\u00fdznamn\u00e1. Proto\u017ee kdyby p\u016fj\u010dek nebylo, m\u011bli bychom mezi sebou spoustu t\u011bch, kdo by nezvl\u00e1dali zaplatit nezbytn\u00e9 platby a dost\u00e1vali se tak do dluhov\u00e9 pasti, z n\u00ed\u017e u\u017e by pro n\u011b nemuselo b\u00fdt \u00faniku.Jen\u017ee takov\u00e9 p\u016fj\u010dky nejsou sou\u010dasn\u011b ani \u017e\u00e1dn\u00e9 dokonal\u00e9 terno. Proto\u017ee je sice mohou lid\u00e9 cht\u00edt, ale to neznamen\u00e1, \u017ee je tak\u00e9 automaticky dostanou. Kdy\u017e nap\u0159\u00edklad n\u011bkdo \u017e\u00e1d\u00e1 o p\u016fj\u010dku v bance, mus\u00ed po\u010d\u00edtat s docela dlouh\u00fdm schvalovac\u00edm procesem, ve kter\u00e9m bude muset dolo\u017eit dost vysok\u00e9 p\u0159\u00edjmy a dal\u0161\u00ed kvality a tak\u00e9 mu nahl\u00e9dnou do registr\u016f dlu\u017en\u00edk\u016f, zda tam nejsou n\u011bjak\u00e9 ne\u017e\u00e1douc\u00ed z\u00e1znamy. A kdy\u017e tu nen\u00ed v\u0161e takov\u00e9, jak\u00e9 by si to \u00fa\u0159edn\u00edci v bance p\u0159edstavovali, \u017e\u00e1dost o p\u016fj\u010dku se zam\u00edt\u00e1.A tak nen\u00ed p\u016fj\u010dka n\u011b\u010d\u00edm, s \u010d\u00edm by se dalo automaticky po\u010d\u00edtat, co by kdokoliv dostal, kdykoliv si jenom vzpomene. A \u010dasto se m\u016f\u017ee kdekomu zd\u00e1t, \u017ee je pro n\u011bj p\u016fj\u010dka dokonce n\u011b\u010d\u00edm zcela nedosa\u017eiteln\u00fdm. Co\u017e ale na\u0161t\u011bst\u00ed nen\u00ed pravda, proto\u017ee i ti, kdo jsou na tom docela bled\u011b, nakonec n\u011bjakou sehnat dok\u00e1\u017eou. \u010c\u00edm\u017e m\u00e1m na mysli nebankovn\u00ed hypot\u00e9ku v p\u0159\u00edpad\u011b lid\u00ed, kte\u0159\u00ed maj\u00ed aspo\u0148 n\u011bjak\u00e9 p\u0159\u00edjmy a nemovitost, kterou by se za ony pen\u00edze zaru\u010dili.Takov\u00e1 hypot\u00e9ka bez registru od nebankovn\u00ed spole\u010dnosti je dostupn\u00e1 komukoliv, kdo se za ni pr\u00e1v\u011b vhodnou nemovitost\u00ed zaru\u010dit dok\u00e1\u017ee. I kdyby m\u011bl tento docela skoup\u00e9 p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, d\u00e1 se tu usp\u011bt a pen\u00edze na cokoliv dostat. A nikdo tak nemus\u00ed propadat beznad\u011bji kv\u016fli tomu, \u017ee postr\u00e1d\u00e1 n\u011bjak\u00e9 ty pen\u00edze.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"U koho si vz\u00edt p\u016fj\u010dku?","item":"https:\/\/www.itpce.cz\/u-koho-si-vzit-pujcku\/#breadcrumbitem"}]}]