[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.itpce.cz\/penez-musi-byt-dostatek\/#Article","mainEntityOfPage":"https:\/\/www.itpce.cz\/penez-musi-byt-dostatek\/","headline":"Pen\u011bz mus\u00ed b\u00fdt dostatek","name":"Pen\u011bz mus\u00ed b\u00fdt dostatek","description":"Kolikr\u00e1t se jenom lid\u00e9 sna\u017e\u00ed, pracuj\u00ed t\u0159eba i od r\u00e1na do ve\u010dera a k tomu se uskrom\u0148uj\u00ed, ale p\u0159esto nemaj\u00ed dost pen\u011bz! Je https:\/\/slovnik.seznam.cz\/cz-en\/%3Fq%3Dzoufale to sice smutn\u00e9, nem\u011blo by tomu tak b\u00fdt, ale prost\u011b to tak v mnoha p\u0159\u00edpadech je. A doty\u010dn\u00ed se n\u011bkdy mus\u00ed s takovou realitou sm\u00ed\u0159it, proto\u017ee zkr\u00e1tka nen\u00ed vyhnut\u00ed. Ne v\u017edy […]","datePublished":"2022-07-08","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.itpce.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.itpce.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"itpce.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.itpce.cz\/wp-content\/uploads\/art433796_3x2_20261011_021110_FQconz.jpg","url":"https:\/\/www.itpce.cz\/wp-content\/uploads\/art433796_3x2_20261011_021110_FQconz.jpg","height":0,"width":0},"url":"https:\/\/www.itpce.cz\/penez-musi-byt-dostatek\/","about":["Pen\u00edze"],"wordCount":455,"articleBody":"       Kolikr\u00e1t se jenom lid\u00e9 sna\u017e\u00ed, pracuj\u00ed t\u0159eba i od r\u00e1na do ve\u010dera a k tomu se uskrom\u0148uj\u00ed, ale p\u0159esto nemaj\u00ed dost pen\u011bz! Je https:\/\/slovnik.seznam.cz\/cz-en\/%3Fq%3Dzoufale  to sice smutn\u00e9, nem\u011blo by tomu tak b\u00fdt, ale prost\u011b to tak v mnoha p\u0159\u00edpadech je. A doty\u010dn\u00ed se n\u011bkdy mus\u00ed s takovou realitou sm\u00ed\u0159it, proto\u017ee zkr\u00e1tka nen\u00ed vyhnut\u00ed. Ne v\u017edy se spln\u00ed to, co by si lid\u00e9 p\u0159\u00e1li. Jen\u017ee v\u0161echno m\u00e1 sv\u00e9 meze. A tak se sice d\u00e1 do jist\u00e9 m\u00edry uskrom\u0148ovat, omezovat se ve v\u00fddaj\u00edch a o\u017eelet t\u0159eba i v\u0161e, co nen\u00ed zase a\u017e tak moc d\u016fle\u017eit\u00e9 a nezbytn\u00e9, ale chudoba, do kter\u00e9 se kdekdo z n\u00e1s m\u016f\u017ee dostat, u\u017e nemus\u00ed b\u00fdt snesiteln\u00e1. A kdy\u017e m\u00e1me pen\u011bz u\u017e tak zoufale m\u00e1lo, \u017ee nev\u00edme, co si po\u010d\u00edt, jak zaplatit v\u0161e, co se prost\u011b platit mus\u00ed? Pak se n\u011bkdy mus\u00edme rozhoupat a j\u00edt si n\u011bkam vz\u00edt p\u016fj\u010dku. Abychom m\u011bli aspo\u0148 na to podstatn\u00e9 i v dob\u011b, kdy se n\u00e1m na to pen\u011bz nedost\u00e1v\u00e1.  Jen\u017ee co se stane, kdy\u017e v naprost\u00e9 finan\u010dn\u00ed t\u00edsni po\u017e\u00e1d\u00e1me o bankovn\u00ed a t\u0159eba nejen bankovn\u00ed p\u016fj\u010dku? Ano, tu\u0161\u00edte spr\u00e1vn\u011b. \u010casto na\u0161i \u017e\u00e1dost zam\u00edtnou s t\u00edm, \u017ee jsme neprok\u00e1zali schopnost p\u016fj\u010den\u00e9 pen\u00edze tak\u00e9 splatit. Co\u017e se dalo tak\u00e9 o\u010dek\u00e1vat, proto\u017ee banky sv\u00e9 \u017eadatele zase tolik neznaj\u00ed a hodnot\u00ed je tedy jen podle jejich ekonomick\u00fdch pom\u011br\u016f, kter\u00e9 b\u00fdvaj\u00ed i tristn\u00ed. Jen\u017ee pen\u00edze jsou pot\u0159eba i potom. A kdy\u017e je \u010dlov\u011bku nep\u016fj\u010d\u00ed v jedn\u00e9 finan\u010dn\u00ed instituci, mus\u00ed to zkusit n\u011bkde jinde. T\u0159eba i u nebankovn\u00ed spole\u010dnosti. A to proto, \u017ee vybere-li se za pomocn\u00edka nebankovn\u00ed hypot\u00e9ka, v\u00ed \u017eadatel vlastn\u011b hned, na \u010dem je. V\u00ed, zda a kolik pen\u011bz m\u016f\u017ee dostat, v\u00ed, zda usp\u011bje. A m\u016f\u017ee si b\u00fdt jist i t\u00edm, \u017ee to bude v\u00fdhodn\u00e9. Proto\u017ee u nebankovn\u00ed hypot\u00e9ky d\u00e1v\u00e1me my \u017eadatel\u00e9 do z\u00e1stavy nemovitost, abychom p\u0159esv\u011bd\u010dili o sv\u00e9 ochot\u011b spl\u00e1cet, a d\u00edky tomu dostaneme pen\u00edze i tehdy, kdy\u017e by n\u00e1m je jinde nep\u016fj\u010dili. A o to p\u0159ece jde. O to, \u017ee my lid\u00e9 pot\u0159ebujeme n\u011bkoho, kdo by n\u00e1s v p\u0159\u00edpad\u011b pot\u0159eby vyt\u00e1hl z b\u00eddy. A dal n\u00e1m \u0161anci zase norm\u00e1ln\u011b \u017e\u00edt.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u011bz mus\u00ed b\u00fdt dostatek","item":"https:\/\/www.itpce.cz\/penez-musi-byt-dostatek\/#breadcrumbitem"}]}]