[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.itpce.cz\/penez-musi-byt-dostatek\/#Article","mainEntityOfPage":"https:\/\/www.itpce.cz\/penez-musi-byt-dostatek\/","headline":"Pen\u011bz mus\u00ed b\u00fdt dostatek","name":"Pen\u011bz mus\u00ed b\u00fdt dostatek","description":"Kolikr\u00e1t se jenom lid\u00e9 sna\u017e\u00ed, pracuj\u00ed t\u0159eba i od r\u00e1na do ve\u010dera a k tomu se uskrom\u0148uj\u00ed, ale p\u0159esto nemaj\u00ed dost pen\u011bz! Je https:\/\/slovnik.seznam.cz\/cz-en\/%3Fq%3Dzoufale to sice smutn\u00e9, nem\u011blo by tomu tak b\u00fdt, ale prost\u011b to tak v mnoha p\u0159\u00edpadech je. A doty\u010dn\u00ed se n\u011bkdy mus\u00ed s takovou realitou sm\u00ed\u0159it, proto\u017ee zkr\u00e1tka nen\u00ed vyhnut\u00ed. Ne v\u017edy […]","datePublished":"2022-07-08","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.itpce.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.itpce.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"itpce.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.itpce.cz\/wp-content\/uploads\/filip%C3%ADnsk%C3%A9%20peso.jpg","url":"https:\/\/www.itpce.cz\/wp-content\/uploads\/filip%C3%ADnsk%C3%A9%20peso.jpg","height":0,"width":0},"url":"https:\/\/www.itpce.cz\/penez-musi-byt-dostatek\/","about":["Pen\u00edze"],"wordCount":457,"articleBody":"   Kolikr\u00e1t se jenom lid\u00e9 sna\u017e\u00ed, pracuj\u00ed t\u0159eba i od r\u00e1na do ve\u010dera a k tomu se uskrom\u0148uj\u00ed, ale p\u0159esto nemaj\u00ed dost pen\u011bz! Je https:\/\/slovnik.seznam.cz\/cz-en\/%3Fq%3Dzoufale  to sice smutn\u00e9, nem\u011blo by tomu tak b\u00fdt, ale prost\u011b to tak v mnoha p\u0159\u00edpadech je. A doty\u010dn\u00ed se n\u011bkdy mus\u00ed s takovou realitou sm\u00ed\u0159it, proto\u017ee zkr\u00e1tka nen\u00ed vyhnut\u00ed. Ne v\u017edy se spln\u00ed to, co by si lid\u00e9 p\u0159\u00e1li.Jen\u017ee v\u0161echno m\u00e1 sv\u00e9 meze. A tak se sice d\u00e1 do jist\u00e9 m\u00edry uskrom\u0148ovat, omezovat se ve v\u00fddaj\u00edch a o\u017eelet t\u0159eba i v\u0161e, co nen\u00ed zase a\u017e tak moc d\u016fle\u017eit\u00e9 a nezbytn\u00e9, ale chudoba, do kter\u00e9 se kdekdo z n\u00e1s m\u016f\u017ee dostat, u\u017e nemus\u00ed b\u00fdt snesiteln\u00e1.A kdy\u017e m\u00e1me pen\u011bz u\u017e tak zoufale m\u00e1lo, \u017ee nev\u00edme, co si po\u010d\u00edt, jak zaplatit v\u0161e, co se prost\u011b platit mus\u00ed? Pak se n\u011bkdy mus\u00edme rozhoupat a j\u00edt si n\u011bkam vz\u00edt p\u016fj\u010dku. Abychom m\u011bli aspo\u0148 na to podstatn\u00e9 i v dob\u011b, kdy se n\u00e1m na to pen\u011bz nedost\u00e1v\u00e1.Jen\u017ee co se stane, kdy\u017e v naprost\u00e9 finan\u010dn\u00ed t\u00edsni po\u017e\u00e1d\u00e1me o bankovn\u00ed a t\u0159eba nejen bankovn\u00ed p\u016fj\u010dku? Ano, tu\u0161\u00edte spr\u00e1vn\u011b. \u010casto na\u0161i \u017e\u00e1dost zam\u00edtnou s t\u00edm, \u017ee jsme neprok\u00e1zali schopnost p\u016fj\u010den\u00e9 pen\u00edze tak\u00e9 splatit. Co\u017e se dalo tak\u00e9 o\u010dek\u00e1vat, proto\u017ee banky sv\u00e9 \u017eadatele zase tolik neznaj\u00ed a hodnot\u00ed je tedy jen podle jejich ekonomick\u00fdch pom\u011br\u016f, kter\u00e9 b\u00fdvaj\u00ed i tristn\u00ed.Jen\u017ee pen\u00edze jsou pot\u0159eba i potom. A kdy\u017e je \u010dlov\u011bku nep\u016fj\u010d\u00ed v jedn\u00e9 finan\u010dn\u00ed instituci, mus\u00ed to zkusit n\u011bkde jinde. T\u0159eba i u nebankovn\u00ed spole\u010dnosti. A to proto, \u017ee vybere-li se za pomocn\u00edka nebankovn\u00ed hypot\u00e9ka, v\u00ed \u017eadatel vlastn\u011b hned, na \u010dem je. V\u00ed, zda a kolik pen\u011bz m\u016f\u017ee dostat, v\u00ed, zda usp\u011bje. A m\u016f\u017ee si b\u00fdt jist i t\u00edm, \u017ee to bude v\u00fdhodn\u00e9. Proto\u017ee u nebankovn\u00ed hypot\u00e9ky d\u00e1v\u00e1me my \u017eadatel\u00e9 do z\u00e1stavy nemovitost, abychom p\u0159esv\u011bd\u010dili o sv\u00e9 ochot\u011b spl\u00e1cet, a d\u00edky tomu dostaneme pen\u00edze i tehdy, kdy\u017e by n\u00e1m je jinde nep\u016fj\u010dili. A o to p\u0159ece jde. O to, \u017ee my lid\u00e9 pot\u0159ebujeme n\u011bkoho, kdo by n\u00e1s v p\u0159\u00edpad\u011b pot\u0159eby vyt\u00e1hl z b\u00eddy. A dal n\u00e1m \u0161anci zase norm\u00e1ln\u011b \u017e\u00edt.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u011bz mus\u00ed b\u00fdt dostatek","item":"https:\/\/www.itpce.cz\/penez-musi-byt-dostatek\/#breadcrumbitem"}]}]