[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.itpce.cz\/cesi-se-stale-vice-zadluzuji\/#Article","mainEntityOfPage":"https:\/\/www.itpce.cz\/cesi-se-stale-vice-zadluzuji\/","headline":"\u010ce\u0161i se st\u00e1le v\u00edce zadlu\u017euj\u00ed","name":"\u010ce\u0161i se st\u00e1le v\u00edce zadlu\u017euj\u00ed","description":"Bohu\u017eel p\u016fj\u010dky spl\u00e1cej\u00ed dal\u0161\u00edmi p\u016fj\u010dkami a st\u00e1v\u00e1 se z toho uzav\u0159en\u00fd kruh. Jdete si koupit televizi do elektra a prodava\u010d v\u00e1m nab\u00eddne, ni\u017e\u0161\u00ed cenu zbo\u017e\u00ed kdy\u017e si ho vezmete na spl\u00e1tky. M\u00edsto, aby n\u00e1s instituce od zadlu\u017eov\u00e1n\u00ed odrazovaly, podporuj\u00ed n\u00e1s v tom. U\u017e mal\u00e9 d\u011bti v televizi sly\u0161\u00ed reklamy na p\u016fj\u010dky a podv\u011bdom\u011b to na […]","datePublished":"2023-05-26","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.itpce.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.itpce.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"itpce.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.itpce.cz\/wp-content\/uploads\/img_a310335_w2249_t1521274857.jpg","url":"https:\/\/www.itpce.cz\/wp-content\/uploads\/img_a310335_w2249_t1521274857.jpg","height":0,"width":0},"url":"https:\/\/www.itpce.cz\/cesi-se-stale-vice-zadluzuji\/","wordCount":429,"articleBody":"Bohu\u017eel p\u016fj\u010dky spl\u00e1cej\u00ed dal\u0161\u00edmi p\u016fj\u010dkami a st\u00e1v\u00e1 se z toho uzav\u0159en\u00fd kruh. Jdete si koupit televizi do elektra a prodava\u010d v\u00e1m nab\u00eddne, ni\u017e\u0161\u00ed cenu zbo\u017e\u00ed kdy\u017e si ho vezmete na spl\u00e1tky. M\u00edsto, aby n\u00e1s instituce od zadlu\u017eov\u00e1n\u00ed odrazovaly, podporuj\u00ed n\u00e1s v tom. U\u017e mal\u00e9 d\u011bti v televizi sly\u0161\u00ed reklamy na p\u016fj\u010dky a podv\u011bdom\u011b to na n\u011b p\u016fsob\u00ed. Zp\u00edvanou zn\u011blku na po\u0161tovn\u00ed p\u016fj\u010dku jsem sly\u0161ela z \u00fast mal\u00fdch d\u011bt\u00ed n\u011bkolikr\u00e1t. V dne\u0161n\u00ed dob\u011b se bez hypot\u00e9ky neobejdeme, ale bez ostatn\u00edch p\u016fj\u010dek bychom se obej\u00edt m\u011bli, m\u016f\u017ee se cokoliv st\u00e1t a jsme v insolvenci ani nev\u00edme jak. Reklamy na zadlu\u017eov\u00e1n\u00ed by mely b\u00fdt zak\u00e1zan\u00e9 stejn\u011b jako reklamy na alkohol. Pokud maj\u00ed lid\u00e9 v\u00edce exekuc\u00ed, neda\u0159\u00ed se to na nich ani vymoci. Zabavit jim mnohdy nic ani nemohou, proto\u017ee spousta v\u011bc\u00ed u\u017e podl\u00e9h\u00e1 z\u00e1konu o tom, co se zabavit nesm\u00ed. \u017deny se zadlu\u017euj\u00ed v\u00edce ne\u017e mu\u017ei. Bude to ur\u010dit\u011b i t\u00edm, \u017ee maj\u00ed ni\u017e\u0161\u00ed platy a v\u011bt\u0161\u00ed pot\u0159eby o sebe a d\u011bti ne\u017e mu\u017ei. Insolvence na sebe pod\u00e1vaj\u00ed st\u00e1le mlad\u0161\u00ed a v\u00edce \u017eivnostn\u00edci ne\u017e fyzick\u00e9 osoby, proto\u017ee absolventi \u0161kol zkou\u0161\u00ed podnikat, mnohdy se jim to nepoda\u0159\u00ed a zbankrotuj\u00ed. Dv\u011b p\u011btiny \u010cech\u016f \u017eij\u00ed na dluh, mimo\u0159\u00e1dn\u00e9 v\u00fddaje \u0159e\u0161\u00ed p\u016fj\u010dkou m\u00edsto, aby \u0161et\u0159ili. Bohu\u017eel kolikr\u00e1t nemaj\u00ed ani z \u010deho \u0161et\u0159it. Jak tomu p\u0159edej\u00edt \u010ce\u0161i jsou m\u00e1lo vzd\u011blan\u00ed ohledn\u011b financ\u00ed a hospoda\u0159en\u00ed s pen\u011bzi . P\u0159edm\u011bt finan\u010dn\u00ed gramotnosti by se m\u011bl zav\u00e9st u\u017e na z\u00e1kladn\u00edch \u0161kol\u00e1ch. A\u017e \u010dtvrtina lid\u00ed si bere p\u016fj\u010dku s v\u011bdom\u00edm, \u017ee ji nebude schopna spl\u00e1cet. Nejv\u00edce se lid\u00e9 zadlu\u017euj\u00ed kv\u016fli spot\u0159ebitelsk\u00fdm \u00fav\u011br\u016fm. Ka\u017ed\u00fd mus\u00ed m\u00edt v\u0161echno, a pokud na to nem\u00e1, prost\u011b si p\u016fj\u010d\u00ed. Kontokorent dostane i student, kter\u00fd si nevyd\u011bl\u00e1v\u00e1 a spl\u00e1c\u00ed to za n\u011bj rodi\u010de. M\u011bli bychom se za\u010d\u00edt v\u00edce radovat ze v\u0161edn\u00edch ud\u00e1lost\u00ed, v\u011bc\u00ed kter\u00e9 m\u00e1me a s lidmi, s kter\u00fdmi tr\u00e1v\u00edme \u010das, ne\u017e d\u011blat si radost drah\u00fdm nepot\u0159ebn\u00fdm zbo\u017e\u00edm.                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010ce\u0161i se st\u00e1le v\u00edce zadlu\u017euj\u00ed","item":"https:\/\/www.itpce.cz\/cesi-se-stale-vice-zadluzuji\/#breadcrumbitem"}]}]